Privacy Statement

For each visitor to our Web page, our Web server automatically recognizes no information regarding the domain or e-mail address. We collect the e-mail address of those who communicate with us via e-mail, aggregate information on what pages consumers access or visit, user specific information on what pages consumers access or visit and information volunteered by the consumer, such as survey information and/or site registrations.

The information we collect is used for internal review and is then discarded, used to improve the content of our Web page, used to customize the content and/or layout of our page for individual consumer and used by us to contact consumers for marketing purposes.

If you do not want to receive e-mail from us in the future, please let us know by sending an e-mail, calling or writing, and telling us that you do not want to receive e-mail from our company.

Security Statement

Protecting your information

The Personal Customer Information you provide -- including your credit card information -- to create and access an account with us and to make purchases from us is secured using industry standard e-commerce security technology such as Secure Sockets Layer (SSL) encryption technology. We use this SSL technology to prevent such information from being intercepted and read as it is transmitted over the Internet. The encrypted data goes to a secure site where your information is stored on restricted-access computers located at restricted-access sites.

Remember to sign out

To further prevent unauthorized access to your account, remember that, after you sign in, you should sign out once you have (i) completed your transaction, (i) completed managing your account, or (iii) decided to step away from your computer. Anyone who accesses your computer after you have signed in but before you have either signed out or your session has timed-out can access your account.

 Safe Shopping Guarantee

Under federal law, a credit card issuer cannot make you liable for charges in excess of $50.00 that result from the unauthorized use of your credit card. There are similar federal laws that relate to debit cards. Exceptions do apply, and you will have to comply with the rules of your credit card or debit card issuer, so please contact your card issuer for further details.
 
If a credit card or debit card issuer assesses you a fee because of the unauthorized use of your credit card or debit card on our site, FYI Discounted Books will reimburse you for such amount up to $50.00. Please contact our Customer Service for details.
 
Please be advised, as we state in greater detail in our Terms of Use, we do not guarantee the continuous, uninterrupted or secure access to the FYI Discounted Books site because the operation of the FYI Discounted Books website may be interfered with by numerous factors outside of our control.

Alternative customer purchasing options

If you do not feel comfortable sending your credit card information to us over the Internet, you still can shop with us. We welcome you to call us to complete your purchase by phone by calling: 314-781-9944. You can also fax your orders to the following number: 888-750-4585.



Terms of Use Statement

You understand and agree that the owners of this site shall not be liable for any direct, indirect, incidental, consequential or exemplary damages, including but not limited to, damages for loss of profits, data or other intangible losses (even if the owners of this site have been advised of the possibility of such damages), resulting from the use or the inability to use the product(s) and or service(s) or any misuse of the product(s) and or service(s) in a manner not in accordance with their intended use.

  FYI Discounted Books Sales Terms of Use

 
Welcome to the FYI Discounted Books website (the "FYI Discounted Books Site"), a website owned and operated by FYI Library Sales.

The terms and conditions stated below, along with the policies and guidelines located throughout the FYI Discounted Books Site (collectively herein the "Terms of Use") identify what users of the FYI Discounted Books Site (each a "User") can expect from FYI Discounted Books, FYI Discounted Books Providers (as defined below) and the FYI Discounted Books Site and what we expect from Users. By visiting any area on the FYI Discounted Books Site or making a purchase via the FYI Discounted Books Site, a User is deemed to have accepted the Terms of Use.

I. ONLINE CONDUCT
User agrees to use the FYI Discounted Books Site only for lawful purposes. User is prohibited from posting on or transmitting through the FYI Discounted Books Site any unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, sexually explicit, profane, hateful, racially, ethnically, or otherwise objectionable material of any kind, including but not limited to any material that encourages conduct that would constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or international law.

If FYI Discounted Books is notified of any book, information, data, software, photographs, graphs, videos, typefaces, graphics, music, sounds, and other material on the FYI Discounted Books Site (collectively "Content") provided by User (e.g., through an author chat or online review) that is allegedly infringing, defamatory, damaging, illegal, or offensive, FYI Discounted Books may investigate the allegation and determine in its sole discretion whether to remove or request the removal of such Content from the FYI Discounted Books Site. FYI Discounted Books may disclose any Content or electronic communication of any kind (i) to satisfy any law, regulation, or government request; (ii) if such disclosure is necessary or appropriate to operate the FYI Discounted Books Site; or (iii) to protect the rights or property of FYI Discounted Books and its officers, directors, employees, agents, third-party content providers, merchants, sponsors, and licensors (collectively, "FYI Discounted Books Providers") and any other User.

FYI Discounted Books reserves the right to prohibit or restrict conduct, communication, or Content that FYI Discounted Books deems in its sole discretion to be harmful to Users, FYI Discounted Books, FYI Discounted Books affiliates, the FYI Discounted Books Site, the communities that make up the FYI Discounted Books Site, or any third party, or to violate any applicable law. Notwithstanding the foregoing, no FYI Discounted Books Provider can ensure prompt removal of questionable Content after online posting. Accordingly, no FYI Discounted Books Provider shall assume liability for any action or inaction with respect to conduct, communication, or Content of any third party on the FYI Discounted Books Site.

II. LICENSES AND RESTRICTIONS
FYI Discounted Books grants the User a limited, nonexclusive, revocable license to access and make personal, non-commercial use (unless User has a business relationship with FYI Discounted Books) of the FYI Discounted Books Site. FYI Discounted Books further grants the User a limited, nonexclusive and revocable right to create a hyperlink to the home page of FYI Discounted Books so long as the link does not portray FYI Discounted Books, its affiliates, or their respective products or services in a false, misleading, derogatory, or otherwise offensive matter.

The foregoing licenses do not include any rights to:

• modify, download (other than page caching), reproduce, copy, or resell the FYI Discounted Books Site, the Content or any portion or derivative thereof;
• commercially use the FYI Discounted Books Site, the Content or any portion derivative thereof (unless User has a business relationship with FYI Discounted Books);
• copy or download any User's account information for the benefit of any third party;
• enable high volume, automated, electronic processes that apply to the FYI Discounted Books Site or its systems;
• use any robot, spider, data miner, scraper or other automated means to access the FYI Discounted Books Site or its systems for any purpose;
• interfere or attempt to interfere with the proper working of the FYI Discounted Books Site;
• bypass any FYI Discounted Books measures used to prevent or restrict access to any portion of the FYI Discounted Books Site;
• frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of FYI Discounted Books;
• use FYI Discounted Books name, trademarks, services marks or logos in any meta tags or any other "hidden text" or
• compile, repackage, disseminate or otherwise use data extracted from the FYI Discounted Books Site.

The foregoing are expressly prohibited; the right to do any of the foregoing shall require FYI Discounted Books's express written consent (which may include a written agreement signed by an authorized representative of FYI Discounted Books). Any unauthorized use of the FYI Discounted Books Site, the Content or any portion or derivative thereof shall terminate any license or permission granted by FYI Discounted Books.

III. TRADEMARKS
FYI Discounted Books and Endurance Bound Books are service marks of FYI Discounted Books or its licensor. All rights are reserved. These and other graphics, logos, service marks, trademarks and trade dress of FYI Discounted Books and its licensors used on the FYI Discounted Books Site may not be used without prior written consent of FYI Discounted Books or its licensor, as the case may be. Without limiting the foregoing, no FYI Discounted Books trademark or trade dress may be used in connection with any product or service that is not FYI Discounted Books's, in any manner that is likely to cause confusion among Users, or in any manner that disparages or discredits FYI Discounted Books.

IV. CONTENT
Proprietary Rights
User acknowledges that the FYI Discounted Books Site contains Content that are protected by copyrights, trademarks, trade secrets, or other proprietary rights, and that these rights are valid and protected in all forms, media and technologies existing now or hereinafter developed. All Content is copyrighted as a collective work under the U.S. copyright laws, and FYI Discounted Books owns a copyright in the selection, coordination, arrangement, and enhancement of such Content. User may not modify, remove, delete, augment, add to, publish, transmit, participate in the transfer or sale of, create derivative works from, or in any way exploit any of the Content, in whole or in part. If no specific restrictions are displayed, Users may make copies of select portions of the Content, provided that the copies are made only for User's personal use and that User maintains any notices contained in the Content, such as all copyright notices, trademark legends, or other proprietary rights notices. Except as provided in the preceding sentence or as permitted by the fair use privilege under the U.S. copyright laws (see, e.g., 17 U.S.C. Section 107), User may not upload, post, reproduce, or distribute in any way Content protected by copyright, or other proprietary right, without obtaining permission of the owner of the copyright or other propriety right. In addition to the foregoing, use of any software Content shall be governed by the software license agreement accompanying such software.

Submission of Third-Party Content
Except as set forth in the paragraph headed "Proprietary Rights" above, User may upload to or otherwise submit to FYI Discounted Books for distribution on the FYI Discounted Books Site only (i) Content that is not subject to any copyright or other proprietary rights restrictions; (ii) Content in which the owner or licensor has given express authorization for FYI Discounted Books to distribute over the Internet; or (iii) Content that does not contain any viruses, scripts, Trojan horses, worms, time bombs, cancelbots, easter eggs or other computer programming routines that may damage, detrimentally interfere with, surreptitiously intercept or expropriate any system, data or personal information ("Harmful Content"). Any copyrighted or other proprietary Content distributed with the consent of a copyright owner should contain a phrase such as "Copyright, owned by [name of owner]; used by permission." FYI Discounted Books is entitled to presume that all submitted Content conforms with the foregoing requirements. The unauthorized submission of copyrighted or other proprietary Content is illegal and could subject the User to personal liability for damages in a civil suit as well as criminal prosecution. User will be liable for any damage resulting from any infringement of copyrights or proprietary rights, or from any other harm arising from an unauthorized submission or submission of Harmful Content. No FYI Discounted Books Provider will assume any liability for any damage resulting from any infringement of copyrights or proprietary rights, or from any other harm arising from any User submission including without limitation submission of Harmful Content. In accordance with the Digital Millennium Copyright Act, any User or other person can report an infringement to FYI Discounted Books at fyilibrarysales@charterinternet.com . By submitting Content to any User-submit areas, including, without limitation, any User book reviews or participation in any author chats, User automatically grants, or represents and warrants that the owner or authorized licensor of such Content has expressly granted FYI Discounted Books, the royalty-free, perpetual, irrevocable, right and license to use, reproduce, publish, translate, sublicense, copy, and distribute the Content in whole or in part worldwide and/or to incorporate such Content in other works in any form, media, or technology now known or hereafter developed for the full term of any copyright that may exist in such Content. Subject to this grant, the licensor of Content submitted to FYI Discounted Books retains any and all rights which may exist in such Content.

Third-Party Content
FYI Discounted Books is a distributor and not a publisher of Content supplied by third parties and Users. FYI Discounted Books has no more editorial control over such Content than does a public library or newsstand in the United States. Any opinions, advice, statements, services, offers, or other information that constitutes part of Content expressed or made available by third parties, including any other User, are those of the respective authors or distributors and not of FYI Discounted Books or any FYI Discounted Books Provider, unless expressly stated otherwise. Neither FYI Discounted Books nor any FYI Discounted Books Provider makes any representation, warranty or guarantee on the accuracy, completeness, or usefulness of any third party Content unless otherwise expressly stated. In many instances, the Content available through the FYI Discounted Books Site represents the opinions and judgments of the third party that provides such Content. Under no circumstance shall either FYI Discounted Books or any FYI Discounted Books Provider be liable for any loss, damage or harm caused by a User's reliance on information obtained through the FYI Discounted Books Site. It is the responsibility of User to evaluate the accuracy, completeness or usefulness of the information, opinion, advice, or Content available through the FYI Discounted Books Site.

V. EXPORT
The U.S. export control laws regulate the export and re-export of technology originating in the United States. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. User agrees to abide by these laws and their regulations -- including but not limited to the Export Administration Act and the Arms Export Control Act -- and not to transfer, by electronic transmission or otherwise, any Content derived from the FYI Discounted Books Site to either a foreign national or a foreign destination in violation of such laws and regulations.

VI. PRICES
The price for an item on the FYI Discounted Books Site may differ from the price shown in a User's shopping cart -- it is possible that such price may increase or decrease between the time the item is placed in a shopping cart and the time that the purchase is actually made. On rare occasions, an item may be priced incorrectly on the FYI Discounted Books Site. If the price for the item on the FYI Discounted Books Site is incorrect and is actually higher than the price provided at the time of purchase, then, at the sole discretion of FYI Discounted Books, FYI Discounted Books may either (i) contact the User for instructions before shipping the item or charging the User for such item; (ii) cancel the order for such item and notify the User of such cancellation; or (iii) ship the item at the incorrect price to the benefit of the User.

Please note that this policy regarding prices applies only to items sold and shipped by FYI Discounted Books. Any purchases from any third-party sellers on the FYI Discounted Books Site (e.g., sellers of products provided via FYI Discounted Books  may be subject to different policies in the event of an incorrectly priced item.

VII. RISK OF LOSS
The risk of loss and title for all items purchased via the FYI Discounted Books Site pass to the User upon delivery of the item to the carrier.

VIII. PRODUCT DESCRIPTION
The items offered for sale on the FYI Discounted Books contain descriptions that are provided directly by the publisher, manufacturer or distributor of such item. FYI Discounted Books does not represent or warrant that the description of such items are accurate or complete. IF A USER PURCHASES AN ITEM FROM FYI DISCOUNTED BOOKS THAT IS NOT IS NOT AS DESCRIBED ON THE FYI DISCOUNTED BOOKS SITE, THE USER'S SOLE AND EXCLUSIVE REMEDY IS TO RETURN SUCH ITEM IN AN UNUSED CONDITION FOR A REFUND OF THE PURCHASE PRICE.

IX. AGE OF USERS
FYI Discounted Books does not intend the FYI Discounted Books Site to be used by individuals under the age of 18 (a "Minor") without the supervision of a parent or guardian 18 years of age or older (a "Guardian"). FYI Discounted Books relies upon Guardians to determine if any Content or items available on the FYI Discounted Books Site is appropriate for the viewing, access or purchase by such Minors. If a User is a Minor, such Minor may use the FYI Discounted Books Site only under the supervision of Guardian.

X. TERMINATION OF USAGE
FYI Discounted Books may issue a warning, temporarily suspend, indefinitely suspend or terminate any User's right to use or access all or any part of the FYI Discounted Books Site including any account thereon, without notice, for any reason in FYI Discounted Books's sole discretion, including without limitation FYI Discounted Books's belief that such access would violate any applicable law or would be harmful to the interests of, or potentially cause financial loss or legal liability to, FYI Discounted Books, any FYI Discounted Books Provider or another User.

In cases which FYI Discounted Books deems in its sole discretion to be egregious, FYI Discounted Books may provide written notice (a "Restriction Notice") to a User (a "Restricted User") to inform such Restricted User that (i) his or her right to use or access any part of the FYI Discounted Books Site has been terminated including the right use, access or create any account thereon; (ii) that FYI Discounted Books refuses to provide any services to such Restricted User; and (iii) any subsequent dealings with FYI Discounted Books will be subject to the following conditions:

• Orders placed by a Restricted User ("Restricted Order") after the effective date specified in the Restriction Notice (the "Restriction Effective Date") shall be subject to cancellation.
• FYI Discounted Books will assess the Restricted User an administrative fee (the "Administrative Fee") set forth in the Restriction Notice for each Restricted Order submitted by the Restricted User after the Restriction Effective Date, regardless of whether the Restricted Order was fulfilled or cancelled. The Administrative Fee will equal an amount not less than $5.00 and will reflect the costs of handling any Restricted Order and of handling any personal or telephonic contact made by the Restricted User after the Restriction Effective Date.
• FYI Discounted Books shall be entitled to (1) charge the Administrative Fee against the payment method either used by the Restricted User to place the Restricted Order or stored by the Restricted User in the unauthorized account (e.g., credit card or FYI Discounted Books Gift Card) or (2) seek a judgment against the Restricted User for payment thereof.

Other conditions may apply and shall be set forth in the Restriction Notice.

User agrees that FYI Discounted Books shall be entitled to assess such Administrative Fee, to charge such payment method and to seek such judgment.

XI. INDEMNITY
User agrees to indemnify and hold each FYI Discounted Books Provider harmless from any claim or demand, including reasonable attorneys' fees, made by any third party due to or arising out of such User's breach of the Terms of Use or User's violation of any law or the rights of a third party.

XII. PASSWORD AND ACCOUNT SECURITY
Every User that has an account on the FYI Discounted Books Site is responsible for (i) keeping his or her account password confidential and secured, (ii) restricting access to such User's computer; and (iii) keeping the e-mail address associated with that account current (User acknowledges that it is important to keep the e-mail address associated with his or her account current because although the User may be able to log into his or her FYI Discounted Books account using an old e-mail address, such User will not receive messages from FYI Discounted Books about his or her orders and inquiries or other matters).

User accepts full responsibility for all activities that occur within such User's FYI Discounted Books account.

XIII. NOTICES
User consents to receive electronic communications from FYI Discounted Books, whether addressed to the e-mail address associated with such User's FYI Discounted Books account or posted on the FYI Discounted Books Site. User acknowledges and agrees that any communication via e-mail or by postings on this FYI Discounted Books Site satisfies any legal requirement that such communications be made in writing.

XIV. DISCLAIMERS AND LIMITATION OF LIABILITY
THE FYI DISCOUNTED BOOKS SITE IS PROVIDED BY FYI DISCOUNTED BOOKS ON AN "AS IS" AND "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMISSIBLE BY APPLICABLE LAW, EACH FYI DISCOUNTED BOOKS PROVIDER DISCLAIMS ALL IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

WITHOUT LIMITING THE FOREGOING, NO FYI DISCOUNTED BOOKS PROVIDER MAKES ANY REPRESENTATION OR WARRANTY OF ANY KIND, EXPRESS OR IMPLIED: (I) AS TO THE OPERATION OF THE FYI DISCOUNTED BOOKS SITE, OR THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS INCLUDED THEREON; (II) THAT THE FYI DISCOUNTED BOOKS SITE WILL BE UNINTERRUPTED OR ERROR-FREE; (III) AS TO THE ACCURACY, RELIABILITY, OR CURRENCY OF ANY INFORMATION, CONTENT, SERVICE, OR MERCHANDISE PROVIDED THROUGH THE FYI DISCOUNTED BOOKS SITE; OR (IV) THAT THE FYI DISCOUNTED BOOKS SITE, ITS SERVERS, OR E-MAILS SENT FROM OR ON BEHALF OF FYI DISCOUNTED BOOKS ARE FREE OF VIRUSES, SCRIPTS, TROJAN HORSES, WORMS OR OTHER HARMFUL COMPONENTS.

FYI DISCOUNTED BOOKS DOES NOT GUARANTEE THE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE FYI DISCOUNTED BOOKS SITE OR ANY RELATED SERVICES. THE OPERATION OF THE FYI DISCOUNTED BOOKS SITE MAY BE INTERFERED WITH BY NUMEROUS FACTORS OUTSIDE THE CONTROL OF FYI DISCOUNTED BOOKS.

UNDER NO CIRCUMSTANCES SHALL ANY FYI DISCOUNTED BOOKS PROVIDER BE LIABLE FOR ANY DAMAGES THAT RESULT FROM THE USE OF OR INABILITY TO USE THE FYI DISCOUNTED BOOKS SITE, INCLUDING BUT NOT LIMITED TO RELIANCE BY A USER ON ANY INFORMATION OBTAINED FROM THE FYI DISCOUNTED BOOKS SITE OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO FYI DISCOUNTED BOOKS'S RECORDS, PROGRAMS, OR SERVICES. USER HEREBY ACKNOWLEDGES THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, MERCHANDISE, AND SERVICES AVAILABLE THROUGH THE FYI DISCOUNTED BOOKS SITE.

NO FYI DISCOUNTED BOOKS PROVIDER WILL BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING FROM THE USE OF THE FYI DISCOUNTED BOOKS SITE OR THE PURCHASE OF ANY PRODUCT THEREFROM, EVEN IF SUCH FYI DISCOUNTED BOOKS PROVIDER HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO A USER, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO SUCH USER, AND SUCH USER MAY HAVE ADDITIONAL RIGHTS.

XV. SEVERABILITY
The provisions of these Terms of Use are intended to be severable. If for any reason any provision of these Terms of Use shall be held invalid or unenforceable in whole or in part in any applicable jurisdiction, such provision shall, as to such jurisdiction, be ineffective to the extent of such invalidity or unenforceability without in any manner affecting the validity or enforceability thereof in any other jurisdiction or the remaining provisions hereof in any jurisdiction.

XVI. APPLICABLE LAW; JURISDICTION
The FYI Discounted Books Site is created and controlled by FYI Discounted Books in the State of New York. The laws of the State of New York will govern the Terms of Use, without giving effect to any principles of conflicts of laws.

Each of FYI Discounted Books and User agrees to submit to the nonexclusive personal jurisdiction of the courts located within New York County, New York and waives any objection to the laying of venue of any litigation in said courts.

XVII. DISPUTE RESOLUTION
For any claim or controversy at law or equity that arises out of the Terms of Use, the FYI Discounted Books Site or any FYI Discounted Books service (each a "Claim") where the total amount of the award sought is less than $10,000 (excluding Claims for injunctive or other equitable relief), User or FYI Discounted Books may elect to resolve the dispute through binding arbitration conducted by telephone, on-line or based solely upon written submissions where no in-person appearance is required. In such cases, the arbitration shall be administered by the American Arbitration Association under its Commercial Arbitration Rules (including without limitation the Supplementary Procedures for Consumer-Related Disputes, if applicable), and judgment on the award rendered by the arbitrator(s) may be entered in any court having jurisdiction thereof.

Alternatively, any Claim (including Claims for injunctive or other equitable relief) may be adjudicated by a court of competent jurisdiction located in New York County, New York or in the United States county where the defendant is located (in the case of FYI Discounted Books, New York County, New York, and in the User's case either in the county of such User's home address or principal place of business, or if such address is not located in the United States, then in New York County, New York).

Any Claim shall be arbitrated or litigated, as the case may be, on an individual basis and shall not be consolidated with any Claim of any other party whether through class action proceedings, class arbitration proceedings or otherwise.

XVIII. ADDITIONAL TERMS AND CONDITIONS
In addition to the policies and guidelines located throughout the FYI Discounted Books Site, the following policies are incorporated into the Terms of Use:

• Privacy and Security Policies http://www.fyilibrarysales.com/privacy.html (also accessible via a link on the bottom of the FYI Discounted Books Site pages)

XIX. ACKNOWLEDGMENT
The Terms of Use, including all documents referenced herein, represents the entire understanding between User and FYI Discounted Books regarding User's relationship with FYI Discounted Books and supersedes any prior statements or representations. Headings used in the Terms of Use are for reference only and shall not affect the meaning of any terms. By visiting any area on the FYI Discounted Books Site or making a purchase via the FYI Discounted Books Site, a User is deemed to have accepted the Terms of Use.

XX. MODIFICATION
FYI Discounted Books reserves the right to make changes to the FYI Discounted Books Site, posted policies and Terms of Use at any time without notice. These terms and conditions were last revised on May 8, 2006.